Blackjack Even Money and Insurance Bets

There are a couple of blackjack moves that a player can make when the dealer's up card shows an ace. Other than the regular choices of a hit or stand, a player may chose "even money" or "insurance". After the dealer's up card (in this case, an ace) and hole card are dealt and your first two cards make a blackjack (a.k.a. natural 21, when you have an ace and a ten or any face card), the dealer will ask if you want even money. If your initial pair isn't a blackjack, the dealer will ask if you want insurance on your hand.

If your initial pair is a natural 21 and the dealer's up card is an ace, opting for even money guarantees that you will get paid before the dealer turns the hole card. This choice pays one to one on the initial wager. Then again, if you have a blackjack and opted to stand without even money and the dealer doesn't get a natural 21 from the hole card, you'll win one and a half of the initial bet.

The possible outcome that you hope to steer clear of with even money is that the dealer's hole card is a ten or any face card. If that happens, the dealer also gets a natural 21 like your hand. In that case, without even money, it becomes a tie or a "push" and you only keep your initial bet without any payout.

If your initial pair isn't a natural 21 and the dealer has an ace for an up card, choosing insurance means you're insuring your hand versus the dealer's possible blackjack. If the dealer's hole card is a ten or any face card, you'll receive double the original bet. Then again, insurance is rather aggressive and risky. The payout is huge but so is the loss when the dealer's blackjack doesn't push through.

If the dealer's up card is an ace, players can choose even money or insurance, apart from the regular game moves. The dealer will ask if you want even money on the condition that you have a natural 21 which assures payment on your blackjack to avoid a push. If you don't have a natural, the dealer will ask if you prefer insurance on your hand against the dealer's potential blackjack. These alternative moves are favored by more aggressive blackjack players. But with guts and practice, you can use these moves to your advantage too.

 

Copyright © All Rights Reserved. 
Close